.calc[data-astro-cid-sxsay5hr]{padding-bottom:var(--ks-space-8, 64px)}.calc-hero[data-astro-cid-sxsay5hr]{background:var(--ks-blue);color:var(--ks-paper);border-bottom:var(--ks-border);padding-block:48px 56px}.calc-hero__inner[data-astro-cid-sxsay5hr]{display:grid;gap:18px;max-width:820px}.calc-hero[data-astro-cid-sxsay5hr] .story-eyebrow[data-astro-cid-sxsay5hr]{color:var(--ks-paper);opacity:.85}.calc-hero[data-astro-cid-sxsay5hr] h1[data-astro-cid-sxsay5hr]{font-size:clamp(44px,8vw,96px)}.calc-hero[data-astro-cid-sxsay5hr] .article-standfirst[data-astro-cid-sxsay5hr]{color:var(--ks-paper);max-width:46ch;font-size:clamp(17px,2vw,21px)}.calc-grid[data-astro-cid-sxsay5hr]{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:28px;align-items:start;margin-top:-24px}@media(max-width:860px){.calc-grid[data-astro-cid-sxsay5hr]{grid-template-columns:1fr;margin-top:24px}}.card[data-astro-cid-sxsay5hr]{border:var(--ks-border);border-radius:var(--ks-radius-lg);box-shadow:var(--ks-shadow-card);padding:28px}.card--form[data-astro-cid-sxsay5hr]{background:var(--ks-paper);display:grid;gap:22px}.card--result[data-astro-cid-sxsay5hr]{background:var(--ks-sunflower)}.field[data-astro-cid-sxsay5hr]{display:grid;gap:10px;border:0;padding:0;margin:0;min-width:0}.field__label[data-astro-cid-sxsay5hr]{font-family:var(--ks-font-mono);font-size:11px;font-weight:var(--ks-weight-extrabold);letter-spacing:var(--ks-mono-tracking);text-transform:uppercase;padding:0}.money[data-astro-cid-sxsay5hr]{display:flex;align-items:center;border:var(--ks-border);border-radius:var(--ks-radius-sm);background:var(--ks-haze);overflow:hidden}.money[data-astro-cid-sxsay5hr]:focus-within{box-shadow:var(--ks-shadow-sm);transform:translate(-1px,-1px)}.money__prefix[data-astro-cid-sxsay5hr]{padding:0 16px;font-family:var(--ks-font-display);font-size:22px;border-right:var(--ks-border);align-self:stretch;display:flex;align-items:center;background:var(--ks-paper)}.money[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]{flex:1;min-width:0;border:0;background:transparent;font-family:var(--ks-font-mono);font-weight:800;font-size:34px;padding:10px 16px;color:var(--ks-ink);outline:none}.money[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]::-webkit-outer-spin-button,.money[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]::-webkit-inner-spin-button{-webkit-appearance:none}.segmented[data-astro-cid-sxsay5hr]{display:grid;grid-template-columns:1fr 1fr;border:var(--ks-border);border-radius:var(--ks-radius-pill);overflow:hidden;background:var(--ks-paper)}.segmented[data-astro-cid-sxsay5hr] label[data-astro-cid-sxsay5hr]{position:relative}.segmented[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]{position:absolute;opacity:0;inset:0}.segmented[data-astro-cid-sxsay5hr] span[data-astro-cid-sxsay5hr]{display:flex;align-items:center;justify-content:center;text-align:center;min-height:46px;padding:6px 10px;font-size:14px;font-weight:800;cursor:pointer;line-height:1.15}.segmented[data-astro-cid-sxsay5hr] label[data-astro-cid-sxsay5hr]+label[data-astro-cid-sxsay5hr] span[data-astro-cid-sxsay5hr]{border-left:var(--ks-border)}.segmented[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]:checked+span[data-astro-cid-sxsay5hr]{background:var(--ks-ink);color:var(--ks-paper)}.segmented[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]:focus-visible+span[data-astro-cid-sxsay5hr]{outline:3px solid var(--ks-blue);outline-offset:-3px}.stepper[data-astro-cid-sxsay5hr]{display:grid;grid-template-columns:52px 1fr 52px;border:var(--ks-border);border-radius:var(--ks-radius-pill);overflow:hidden;background:var(--ks-paper);max-width:240px}.stepper__btn[data-astro-cid-sxsay5hr]{border:0;background:var(--ks-haze);font-family:var(--ks-font-display);font-size:22px;cursor:pointer;color:var(--ks-ink)}.stepper__btn[data-astro-cid-sxsay5hr]:first-child{border-right:var(--ks-border)}.stepper__btn[data-astro-cid-sxsay5hr]:last-child{border-left:var(--ks-border)}.stepper__btn[data-astro-cid-sxsay5hr]:hover{background:var(--ks-sunflower)}.stepper[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]{border:0;text-align:center;font-family:var(--ks-font-mono);font-weight:800;font-size:20px;background:transparent;outline:none;-moz-appearance:textfield}.stepper[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]::-webkit-outer-spin-button,.stepper[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]::-webkit-inner-spin-button{-webkit-appearance:none}.toggle[data-astro-cid-sxsay5hr]{display:flex;align-items:center;gap:14px;cursor:pointer}.toggle[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]{position:absolute;opacity:0;width:1px;height:1px}.toggle__track[data-astro-cid-sxsay5hr]{flex:none;width:52px;height:30px;border:var(--ks-border);border-radius:var(--ks-radius-pill);background:var(--ks-paper);position:relative;transition:background .15s}.toggle__track[data-astro-cid-sxsay5hr]:after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:var(--ks-ink);transition:transform .15s}.toggle[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]:checked+.toggle__track[data-astro-cid-sxsay5hr]{background:var(--ks-moss)}.toggle[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]:checked+.toggle__track[data-astro-cid-sxsay5hr]:after{transform:translate(22px);background:var(--ks-paper)}.toggle[data-astro-cid-sxsay5hr] input[data-astro-cid-sxsay5hr]:focus-visible+.toggle__track[data-astro-cid-sxsay5hr]{outline:3px solid var(--ks-blue);outline-offset:2px}.toggle__text[data-astro-cid-sxsay5hr]{font-size:15px;font-weight:800;line-height:1.2}.toggle__text[data-astro-cid-sxsay5hr] small[data-astro-cid-sxsay5hr]{display:block;font-weight:600;opacity:.7;font-size:12.5px;margin-top:2px}.rates[data-astro-cid-sxsay5hr]{margin:0;font-family:var(--ks-font-mono);font-size:11px;letter-spacing:.04em;text-transform:uppercase;opacity:.7;line-height:1.5}.card--result[data-astro-cid-sxsay5hr] .story-eyebrow[data-astro-cid-sxsay5hr]{margin:0 0 6px}.net[data-astro-cid-sxsay5hr]{font-size:clamp(46px,7vw,84px);font-variant-numeric:tabular-nums;letter-spacing:-.05em}.net-sub[data-astro-cid-sxsay5hr]{margin:10px 0 0;font-size:14px;font-weight:700;opacity:.8}.bar[data-astro-cid-sxsay5hr]{display:flex;height:22px;margin:22px 0 18px;border:var(--ks-border);border-radius:var(--ks-radius-pill);overflow:hidden;background:var(--ks-paper)}.bar__seg[data-astro-cid-sxsay5hr]{display:block;height:100%;transition:width .25s ease}.bar__seg[data-astro-cid-sxsay5hr]+.bar__seg[data-astro-cid-sxsay5hr]{border-left:var(--ks-border)}.bar__seg[data-astro-cid-sxsay5hr][style*="width: 0%"]{border-left:0}.bar__seg--net[data-astro-cid-sxsay5hr]{background:var(--ks-moss)}.bar__seg--kwsp[data-astro-cid-sxsay5hr]{background:var(--ks-blue)}.bar__seg--ins[data-astro-cid-sxsay5hr]{background:var(--ks-paper)}.bar__seg--pcb[data-astro-cid-sxsay5hr]{background:var(--ks-flame)}.rows[data-astro-cid-sxsay5hr]{list-style:none;margin:0;padding:0}.row[data-astro-cid-sxsay5hr]{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:10px 0;border-bottom:2px solid rgba(16,16,20,.15);font-size:15px;font-weight:800}.row[data-astro-cid-sxsay5hr] em[data-astro-cid-sxsay5hr]{font-style:normal;font-family:var(--ks-font-mono);font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;opacity:.65;margin-left:6px}.row[data-astro-cid-sxsay5hr] b[data-astro-cid-sxsay5hr]{font-family:var(--ks-font-mono);font-weight:800;font-variant-numeric:tabular-nums;white-space:nowrap}.row--ded[data-astro-cid-sxsay5hr] b[data-astro-cid-sxsay5hr]{opacity:.8}.row--total[data-astro-cid-sxsay5hr]{border-bottom:0;border-top:var(--ks-border);margin-top:4px;padding-top:14px;font-size:17px}.row--total[data-astro-cid-sxsay5hr] b[data-astro-cid-sxsay5hr]{font-size:20px}.dot[data-astro-cid-sxsay5hr]{display:inline-block;width:12px;height:12px;border:2px solid var(--ks-ink);border-radius:50%;margin-right:8px;vertical-align:-1px}.dot--net[data-astro-cid-sxsay5hr]{background:var(--ks-moss)}.dot--kwsp[data-astro-cid-sxsay5hr]{background:var(--ks-blue)}.dot--ins[data-astro-cid-sxsay5hr]{background:var(--ks-paper)}.dot--pcb[data-astro-cid-sxsay5hr]{background:var(--ks-flame)}.employer[data-astro-cid-sxsay5hr]{margin-top:18px;border:var(--ks-border);border-radius:var(--ks-radius-sm);background:var(--ks-paper);padding:12px 16px}.employer[data-astro-cid-sxsay5hr] summary[data-astro-cid-sxsay5hr]{cursor:pointer;font-weight:800;font-size:14px}.rows--small[data-astro-cid-sxsay5hr]{margin-top:8px}.rows--small[data-astro-cid-sxsay5hr] .row[data-astro-cid-sxsay5hr]{font-size:14px;padding:8px 0}.explain[data-astro-cid-sxsay5hr],.faq[data-astro-cid-sxsay5hr]{margin-top:64px}.section-heading[data-astro-cid-sxsay5hr]{margin-bottom:18px}.explain__lead[data-astro-cid-sxsay5hr]{max-width:60ch;font-size:17px;line-height:1.55;margin:0 0 24px}.explain-grid[data-astro-cid-sxsay5hr]{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:22px}.xcard[data-astro-cid-sxsay5hr]{border:var(--ks-border);border-radius:var(--ks-radius-md);box-shadow:var(--ks-shadow-sm);padding:22px;display:grid;gap:12px;align-content:start}.xcard--blue[data-astro-cid-sxsay5hr]{background:var(--ks-tint-blue)}.xcard--sun[data-astro-cid-sxsay5hr]{background:var(--ks-sunflower)}.xcard--moss[data-astro-cid-sxsay5hr]{background:var(--ks-tint-moss)}.xcard--pulse[data-astro-cid-sxsay5hr]{background:var(--ks-tint-pulse)}.xcard[data-astro-cid-sxsay5hr] .ks-tag[data-astro-cid-sxsay5hr]{background:var(--ks-paper)}.xcard[data-astro-cid-sxsay5hr] h3[data-astro-cid-sxsay5hr]{font-family:var(--ks-font-display);font-size:20px;line-height:1.05;margin:4px 0 0;text-transform:uppercase;letter-spacing:-.03em}.xcard[data-astro-cid-sxsay5hr] p[data-astro-cid-sxsay5hr]{margin:0;font-size:14.5px;line-height:1.5}.xcard[data-astro-cid-sxsay5hr] .text-link[data-astro-cid-sxsay5hr]{font-weight:800;color:var(--ks-ink);font-size:14px}.read-more[data-astro-cid-sxsay5hr]{display:flex;flex-wrap:wrap;gap:14px;align-items:center;margin-top:28px}.read-more[data-astro-cid-sxsay5hr] .story-eyebrow[data-astro-cid-sxsay5hr]{margin:0;width:100%}.faq-list[data-astro-cid-sxsay5hr]{display:grid;gap:12px}.faq-item[data-astro-cid-sxsay5hr]{border:var(--ks-border);border-radius:var(--ks-radius-sm);background:var(--ks-paper);padding:14px 18px}.faq-item[data-astro-cid-sxsay5hr][open]{box-shadow:var(--ks-shadow-sm)}.faq-item[data-astro-cid-sxsay5hr] summary[data-astro-cid-sxsay5hr]{cursor:pointer;font-weight:800;font-size:16px}.faq-item[data-astro-cid-sxsay5hr] p[data-astro-cid-sxsay5hr]{margin:10px 0 2px;line-height:1.55;max-width:68ch;font-weight:600}.disclaimer[data-astro-cid-sxsay5hr]{margin-top:22px;font-size:13px;opacity:.75;max-width:70ch;line-height:1.5}.calc-hero__top[data-astro-cid-sxsay5hr]{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.lang-switch[data-astro-cid-sxsay5hr]{display:inline-flex;border:var(--ks-border);border-radius:var(--ks-radius-pill);overflow:hidden;background:var(--ks-paper);box-shadow:var(--ks-shadow-button)}.lang-switch__opt[data-astro-cid-sxsay5hr]{display:flex;align-items:center;padding:8px 16px;font-family:var(--ks-font-mono);font-size:12px;font-weight:800;letter-spacing:var(--ks-mono-tracking);text-decoration:none;color:var(--ks-ink)}.lang-switch__opt[data-astro-cid-sxsay5hr]+.lang-switch__opt[data-astro-cid-sxsay5hr]{border-left:var(--ks-border)}.lang-switch__opt[data-astro-cid-sxsay5hr].is-active{background:var(--ks-ink);color:var(--ks-paper)}.lang-switch__opt[data-astro-cid-sxsay5hr]:not(.is-active):hover{background:var(--ks-sunflower)}